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Kabir Malhotra writes about how Indian travel buyers actually pay — UPI vs credit card vs forex card surcharges, reward-point math on the top travel credit cards, RBI tokenisation, EMI-on-flights and the small fees that compound across a year of bookings.
Role: Fintech & Travel Writer
Areas of expertise: Travel credit cards, UPI surcharges, Forex cards, Reward-point math
Every article by Kabir Malhotra is reviewed under the FlightGPT editorial and fact-checking policies. Spot an error? Email admin@flightgpt.in.